Hosted by Chartered Accountant and small business advocate Fiona Johnston, Money Secrets unpacks the financial truths most small business owners were never taught — but absolutely need to know.
Every episode offers practical insights, mindset shifts, and honest advice to help you make more money without burning out. Whether you're service-based, product-based, or somewhere in between — this is the podcast for good people who want to do great things with their money.
🎧 New episodes weekly. Listen below or on Spotify / Apple Podcasts.
Welcome to the Money Secrets Podcast
Are You Making Enough Money In Your Business? (EP#53)
If you’re not making the money you want in your business, it usually comes down to one of three things: your pricing, your business model, or your money mindset. The good news? All three are fixable. In this blog, Fi breaks down where most business owners get stuck — and how to create a more profitable, confident, and sustainable small business. Listen to Ep 53 of the Money Secrets podcast.
If You Don’t Know Your Money, You Don’t Know Your Business – with Kate Toon (EP#52)
Kate Toon joins Money Secrets to talk real numbers, real debt, real independence and what sustainable success actually looks like. A grounded, practical conversation about knowing your money, defining your minimal viable income and building a business that supports your life — not the other way around. Listen to Ep 52 of the Money Secrets podcast.
Manifesting Your Money (EP#51)
Manifesting isn’t about waiting for the universe to drop success in your lap — it’s a powerful combination of clarity, focus, and consistent action. In this blog post, Fi explores the neuroscience behind manifesting, why speaking your goals aloud matters, and how intentional behaviour creates real results. Perfect for small business owners who want to blend mindset with strategy. Listen to Ep 51 of the Money Secrets podcast.
As The Ripple Festival Doors Open (EP#50)
Ripple Festival was more than a small business event — it was a full-body experience blending creativity, community, and impact. In this special Money Secrets episode, Fi Johnston shares the story behind building the festival and what it represents for purpose-driven business owners. Listen to Ep 50 of the Money Secrets podcast.
Make more $30,000 Decisions and less $30 Decisions EP#49
Most small business owners spend hours worrying about $30 decisions — but the real growth comes from $30,000 ones. In this episode, Fi shares how to stop fixating on small expenses and start making confident, high-impact moves that increase profit without adding more work.. Listen to Ep 49 of the Money Secrets podcast.
Inside Good Money Club: How to Manage Your Money EP#48
Ever feel like cash flow keeps slipping through your fingers? In this episode, Fi breaks down the Profit First method — a simple, no-fluff way to pay yourself first, build confidence with money, and finally feel in control of your business finances. Listen to Ep 48 of the Money Secrets podcast.
How to find the time to work ON your business EP#47
If you’ve ever said, “I just don’t have time,” this episode is for you. Fi shares how reframing your time can help you work less, earn more, and finally breathe. Listen to Ep 47 of the Money Secrets podcast.
Building in public and being naive (EP#46)
Fi shares the honest, behind-the-scenes story of building Ripple Festival — a celebration of small business, creativity, and community — and how naivety, purpose, and persistence can turn big ideas into something real. Listen to Ep 46 of the Money Secrets podcast.
Built for Sole Traders: Grant McCall on Making Accounting Simple with Rounded (EP#45)
Rounded founder Grant McCall shares how simple, human-centred design helps sole traders manage money with confidence and clarity. Listen to Ep 45 of the Money Secrets podcast.
Managing Your Money Using Profit First (EP#44)
So many small business owners think they need to be making more money before learning how to manage it… but the truth is, learning to manage your money is what unlocks your ability to earn more. Listen to Ep 44 of the Money Secrets podcast.
3 Money Problems for Women in Business (EP#43)
Women-owned businesses often face three major money challenges: the gender revenue gap, low confidence, and lack of strategy. In this episode of Money Secrets, Fi Johnston unpacks why these problems exist — and how to shift your mindset, pricing and strategy to create a profitable, thriving business. Listen to Ep 43 of the Money Secrets podcast.
How to Transition from Lower to Higher Prices (EP#42)
Raising your prices can feel scary — especially with long-term clients. This guide shares 3 smart strategies to transition from legacy to premium clients without losing momentum.. Listen to Ep 42 of the Money Secrets podcast.
Why Setting Goals in Small Business Works (EP#41)
Think goal-setting is about predicting the future? Think again. Fi Johnston reframes goals as a tool to design your dream business — and shows how the real magic is in tracking your progress. Listen to Ep 41 of the Money Secrets podcast.
Are you even in business if you're not checking Seek? Big career shifts with Jen Murnaghan (Ep#40)
After 12 years running her own business, Jen Murnaghan decided to step into a full-time role — not out of failure, but from a deep understanding of her seasons, her value, and her money skills. In this episode of Money Secrets, Jen shares how talking openly about money, negotiating with confidence, and embracing the “better, not bigger” mindset shaped her next chapter. Listen to Ep 40 of the Money Secrets podcast.
Why You Should Package Your Services Into Three Offers (EP#38)
Still quoting every project from scratch? Learn why packaging your services into three clear offers makes life easier for you and your clients. Listen to Ep 38 of the Money Secrets podcast.
15 Years of Peach - From an Olive Grove to Today (EP#37)
It’s part celebration, part business story, and part deep dive into the lessons learned over a 15-year entrepreneurial journey. In this episode, Fi Johnston takes you behind the scenes of Peach Business from its unexpected origin in a windswept olive grove to the businesses, projects, and lessons that have shaped it. Listen to Ep 37 of the Money Secrets podcast.
Business Lessons (and a love letter) to The Bear
In this week’s episode, Fi dives into one of her all-time favourite shows, The Bear, and breaks down the small business lessons hiding in the stress, the shouting, and the sandwiches. From pricing and pressure to team dynamics, mental health, and the sneaky parts of your business that are quietly profitable, this is a deep (and very fun) look at how small businesses actually work—and where they go wrong. Listen to Ep 36 of the Money Secrets podcast.
Working Harder Will Not Make You More Money (EP#32)
Tired of working all the time but not making enough money? Learn why capacity, pricing, and ideal clients matter more than hustle. Listen to Ep 32 of the Money Secrets podcast.
How Do I Know If I'm Running My Business The Right Way?
Struggling to make enough money or constantly justifying your prices? This episode breaks down why your business model — not your marketing — is the real problem. Learn how to simplify your offers, charge with confidence, and create a business that fits your life.
The lies we're told about money: with Mia and Nataleigh (Ep#23)
What if the stories you’ve been told about money are holding you back? In this studio chat, Fi, Mia & Nat bust myths, swap money truths, and share the real strategies behind building a profitable, sustainable small business without burning out. Listen to Ep 23 of the Money Secrets podcast.